Make your money work for you. Compound interest is the cheat code.
What is investing? Why your money should work for you. Saving vs. investing. The magic of compound interest (the $1 โ $10 chart).
Stocks โ owning a piece of a company. Bonds โ lending money to a company or government. Mutual funds and ETFs โ the "don't put all your eggs in one basket" approach. Index funds โ why they beat most "experts."
Risk vs. return tradeoff. Diversification strategies. Dollar-cost averaging. How to actually open a brokerage account. The power of starting at 15 vs. 25 (real compound growth calculations).
Retirement accounts (401k, Roth IRA, Traditional IRA). Employer match โ free money you're leaving on the table. Tax-advantaged investing. Reading a stock chart. P/E ratios and basic valuation.
Behavioral investing โ why emotions destroy returns (panic selling, FOMO buying). How Wall Street makes money from retail investors. Robo-advisors vs. self-directed. Real estate basics. The wealth gap and who actually owns stocks in America.