What money is, where it comes from, and why your dollar buys less every year.
What is money and why it exists. Barter → currency → digital money. Needs vs. wants. Where money comes from (earning it).
Income types (wages, salary, tips, gig income). Gross vs. net pay. Reading a paystub. How your paycheck gets smaller before you see it.
Time value of money. Opportunity cost in everyday decisions. Inflation — why your dollar buys less every year. How the Federal Reserve works (and who it really serves).
How the monetary system actually works. Fractional reserve banking. Why banks want your money (they lend it out at 10x). Fiat currency. The national debt, explained.
Global economics basics. Currency exchange. How economic cycles affect regular people. Wealth inequality — the numbers and the systems that create it.
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