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// THE TRAP

Minimum payments on a $2,000 card at 24% APR? Over a decade to clear — and ~$4,000 paid back for your $2,000.

$2,000 @ 24% · MINIMUMSBALANCE — barely moves10+ YEARS OF PAYMENTS →MOSTLY INTEREST · BARELY YOUR DEBTyou borrow$2,000you pay back~$4,000

The “minimum payment” isn’t a courtesy. It’s the most profitable number on the page — for them.

Show me the other seven →

Eight mechanisms the system would rather you never worked out. No email, no real name.

THE TRAP — Credit & Debt | Bank-See